Which of the following is a condition that can disqualify a manufactured home from being financed?

A manufactured home that is over 25 years old may face disqualification for financing due to the perception of reduced value, increased maintenance issues, and potential difficulties in saleability. Lenders typically have specific age limits for manufactured homes because they consider the potential for depreciation and the risk involved in financing older homes. As homes age, they may not meet current safety standards or building codes, which can further influence a lender's decision regarding financing.

In contrast, being permanently set on a foundation, meeting Georgia building codes, or being a double-wide model generally enhance the home’s value and compliance with financing requirements. Homes that are permanently affixed to a foundation are often considered real property, making them eligible for different types of loans compared to those classified as personal property. Compliance with local building codes indicates that the home is constructed to current standards, which can reassure lenders about the home's safety and longevity. Additionally, double-wide models, often characterized by more space and amenities than single-wide homes, are typically viewed as more desirable and stable investments.