What type of loss is considered in the loss history metric?

The loss history metric considers various types of claims, as it provides a comprehensive view of a property's risk profile. This includes not just theft losses, fire-related losses, or vandalism claims, but also encompasses all relevant types of claims that can impact the overall risk assessment for a manufactured home. By taking into account multiple types of claims, insurers and assessors can better evaluate the likelihood of future claims and set appropriate premiums or take necessary preventive measures.

In this context, focusing solely on theft losses, fire-related losses, or vandalism would provide an incomplete picture of the risk factors that might affect a manufactured home's insurance and overall safety. Therefore, the inclusion of various types of claims in the loss history metric allows for a more accurate and informed analysis.