What type of insurance may be required for transporting manufactured homes?

Liability insurance is essential for transporting manufactured homes because it protects against claims arising from injuries or damages that may occur during the transportation process. When a manufactured home is being moved, there are inherent risks involved. If an accident occurs, such as damage to property or personal injury caused by the transport vehicle or the home itself, liability insurance covers the legal costs and any settlements that may arise.

While property insurance generally protects the physical asset itself, in this context, it would not cover liabilities incurred during transportation. Comprehensive insurance typically refers to broader coverage, but without the specific focus on liability, it does not address the risks associated with transporting a manufactured home. Workers’ compensation insurance pertains to employee-related injuries, which also does not specifically relate to the process of transporting manufactured homes. Hence, liability insurance is indispensable for ensuring that any potential damages or injuries during transport are adequately covered.