What is a consequence of not having HUD certification for a manufactured home?

Having HUD certification for a manufactured home signifies that the home meets specific federal standards for design, construction, and safety. Without this certification, the manufactured home is deemed non-compliant with federal regulations. This non-compliance can lead to serious issues, including potential safety hazards and legal ramifications for manufacturers and owners. Homes lacking this certification may not be suitable for occupancy, and they may not be eligible for financing options typically available for certified homes. Therefore, the absence of HUD certification directly correlates to a failure to adhere to the established federal standards, which is why this consequence is significant.

In contrast, the other options primarily involve external implications or eligibility criteria not directly related to federal oversight of safety and quality standards.