What documentation is required to qualify for Platinum and Gold feature policies for dwellings 10 years or less?

To qualify for Platinum and Gold feature policies for dwellings that are 10 years or less, one of the key pieces of documentation required is proof of dwelling age. This is because the age of a manufactured home significantly impacts the type of coverage options available and the underwriting criteria used by insurance companies. Generally, newer homes may offer more advanced safety features and greater structural integrity, which makes them eligible for higher-tier insurance policies.

By confirming the age of the dwelling, insurers can ensure that the home meets the quality and safety standards necessary to qualify for these premium policies. Other considerations like dwelling size or land ownership may play a role in overall policy evaluation, but specifically for Platinum and Gold features, the age of the dwelling is a critical determining factor.